The Right Account for You NOW
A checking account with interest and no monthly fees. Minimum age to open is 50. You will receive a monthly statement including imaged copies of your checks.
Opening balance: $100.00
Monthly Maintenance fee: None
Minimum to earn interest:* $0.01
Interest payment: Interest will be compounded and credited to your account monthly on statement date.
Interest Method: We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. If you close your account before interest is credited, you will not receive the accrued interest. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (e.g., checks). At our discretion, we may change the interest rate and annual percentage yield on your account. See our rate sheet for the current Annual Percentage Yield.
* Special holds placed on accounts may affect interest earned.